INVEST YOUR HSA
Learn how to accelerate your retirement savings
The average couple can expect to spend $300,000 on out-of-pocket healthcare costs during retirement. Investing your HSA can help you prepare and save money for the future.
Once your HSA reaches the required minimum balance, you can begin to save for retirement by investing your funds, just like a 401k. But unlike a 401k, you never pay taxes on earnings or withdrawals for qualified medical expenses!
Accelerate your retirement savings
How it works
It's as simple as 1-2-3
1
INVEST YOUR HSA
Open your investment account online and track performance in real time – all from the same online portal you use to manage your HSA.
2
PICK YOUR PATH
Choose from a variety of investment options that fit your needs, whether you’re a new or seasoned investor: Managed, Self-directed or Brokerage.
3
GROW YOUR EARNINGS
Your investment earnings grow tax-free and you never pay income taxes on withdrawals for qualified medical expenses.
Investments = Flexibility
PREPARE FOR YOUR FUTURE
Build a nest egg to help cover healthcare costs in retirement.
STAY COVERED FOR THE SHORT-TERM
You can move investment funds back to your HSA spending account at any time to pay for qualified medical expenses.
Are you saving enough for retirement?
The average couple can expect to spend
$300,000
on out-of-pocket healthcare costs during retirement
45%
of Americans don't feel financially prepared for healthcare costs in retirement
Resource library
Investment tips, step-by-step instructions and other useful tools to help you along the way.
LEARN HOW TO INVEST YOUR HSA
UNDERSTAND THE POWER OF INVESTING YOUR HSA
The balance in your HSA Investment Account is subject to investment risks, including fluctuations in value and the possible loss of the principal amount invested. Investing through the WealthCare Saver investment platform is subject to the terms and conditions of the Health Savings Account Custodial Agreement and any applicable investment supplement(s). For information regarding underlying investment expenses, earnings, and distributions, see the applicable investment prospectus and other publicly available information.
WealthCare Saver, a dba of Alegeus Technologies, LLC, is a licensed Non-Bank Custodian of HSA cash accounts.
CapFinancial Partners, LLC (“CAPTRUST”) is an investment adviser registered under the Investment Advisers Act of 1940. CAPTRUST acts as investment advisor with respect to the investments available in your HSA. In addition, you may choose to have CAPTRUST manage your HSA account on a discretionary basis.
DriveWealth, LLC, a registered broker dealer and member of FINRA and SIPC. SOC 2 Type 2, GDPR, CCPA compliant. Registered in all 50 U.S. states.