HSA Investment Overview
An enhanced experience that allows you to accelerate your savings
Our modern approach to HSA investing allows you to personalize your investment journey to fit your unique needs and experience level. You are able to choose from three different investment models - Managed, Self-Directed and a first of its kind Brokerage option all of which are designed to help you work toward your long-term investing goals. Fully integrated with your HSA experience, you are able to manage all aspects of your HSA, including your investments, from the same portal.
Three unique investment models to fit your needs
Managed: Designed for novice investors who prefer to have our advisor tool automatically select and rebalance investments on an ongoing basis in accordance with their age and/or risk profile. This account type delivers a “do it for me” approach to investing.
Self-Directed: Designed for intermediate investors who have the desire to self-select from a menu of monitored investment options covering multiple asset classes to diversify their portfolio, and then rebalance their portfolio manually. This account type provides a balance between do it for me and DIY approaches to investing.
Brokerage: Designed for adept investors who desire to perform advanced research and trading across hundreds of individual stocks and ETFs. This account type offers a hands-on, DIY approach to investing
Your investment experience at a glance
Real-time account opening and trading: Easily track where your hard-earned money is and how it’s performing in real time.
Modern investment options: Whether you’re new to investing and seeking a guided experience or a seasoned investor looking to research and trade stocks and funds available on the NYSE, you can select an investment journey that is aligned with your needs.
Easy access: Manage all aspects of your HSA, including your spending account and your investments, from a single portal and mobile app.
Tools and resources: Access a suite of educational materials to help put you on the path to success.
The balance in your HSA Investment Account is subject to investment risks, including fluctuations in value and the possible loss of the principal amount invested. Investing through the WealthCare Saver investment platform is subject to the terms and conditions of the Health Savings Account Custodial Agreement and any applicable investment supplement(s). For information regarding underlying investment expenses, earnings, and distributions, see the applicable investment prospectus and other publicly available information.
WealthCare Saver, a dba of Alegeus Technologies, LLC, is a licensed Non-Bank Custodian of HSA cash accounts.
CapFinancial Partners, LLC (“CAPTRUST”) is an investment adviser registered under the Investment Advisers Act of 1940. CAPTRUST acts as investment advisor with respect to the investments available in your HSA. In addition, you may choose to have CAPTRUST manage your HSA account on a discretionary basis.
DriveWealth, LLC, a registered broker dealer and member of FINRA and SIPC. SOC 2 Type 2, GDPR, CCPA compliant. Registered in all 50 U.S. states.